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By: Crocodile Chuck

Davidre: your tweet on general insurers: “Insurers are middlemen. They just pass the costs on. They have no need to do climate research”How did steam boilers in the 19thC become safe? Walk around...

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By: Crocodile Chuck

Davidsee last two paras, please: http://www.huffingtonpost.com/2012/09/22/extreme-weather-insurers-risk-models_n_1904698.html?ref=topbar

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By: David Merkel

Insurance companies do research on micro issues, and often propose legal/regulatory changes, leading to greater safety and lower premiums. Auto insurance premiums and safety has been led by the...

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By: Crocodile Chuck

What’s the divide between ‘micro’ and ‘macro’? By the wording of your reply you relegate ‘global warming’ (‘climate change’ is the language of the deniers) to an externality. As an insurance maven,...

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By: Crocodile Chuck

What’s the divide between ‘micro’ and ‘macro’? By the wording of your reply you relegate ‘global warming’ (‘climate change’ is the language of the deniers) to an externality. As an insurance maven,...

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By: David Merkel

Uh, Chuck, I would be happy to use the phrase “global warming,” rather than climate change. I am a denier of both, yes, but climate change was adopted by liberals that were disappointed that the...

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By: Crocodile Chuck

David“There is no good model for how a rise in temperatures affects claims.” No need to get down in the weeds-wouldn’t a reasonable underwriter predict a rise in the loss ratio, which would feed...

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